A: NOTE: This FAQ concerns the reporting requirement to your insurance company only. What to do if the other driver's insurance company calls you is answered HERE. (And the answer is quite different).
So, you were in a Pennsylvania car accident. Maybe the other driver asked you not to report it. Maybe the other driver promised to pay for the damage. Maybe you're thinking to yourself, "Should I report this accident to my insurance company?"
If you were hurt in a car accident, you should promptly notify your insurance company. Every car insurance policy requires some reasonably prompt notice of an accident and, if you fail to provide this notice and the delay harms your insurance company's ability to investigate the case, you may lose your rights under your policy.
Besides, a promise to make things right at the accident scene is easily made. Once the bill shows up it is often less easily kept. Our experience is that people often fail or refuse to keep those promises and then the innocent driver ends up with more hassle than they deserve. So, hurt or not, at-fault or not, if you've been in a car accident, report it to your insurance company.
Want to know what you should be prepared to tell your insurance company? Check out the answer to that FAQ HERE.
For more information on these and other Pennsylvania car accident subjects, order our free, no-obligation book " The Ultimate Guide to Car Accident Cases in Pennsylvania: A Roadmap to Justice." If you'd prefer just to go straight to a free, no-obligation consultation with an experienced Pennsylvania injury lawyer, use our contact form link or call us today at 814-580-5017.
